Don't Fear Interest Rates 

I've heard many people being afraid and unsure about interest rates, but don't worry. As we gaze upon this fascinating chart showcasing interest rates spanning nearly five decades, let's remember one crucial truth: the financial landscape is ever-evolving, and fluctuation is its constant companion.

Yes, it's true that the numbers might seem intimidating at times, like that notorious 18% peak. But take heart – those who weathered that storm emerged stronger and wiser, proving that resilience and adaptability are our greatest assets. 

Thinking about recent years when interest rates were low this was also a time when home prices shot up. Things took an interesting turn when prices started to dip but interest rates shot up. It is all about balance! So, don't be scared of rates going up and down, because history tells us stories of success through uncertain times. Embrace finding the right balance – it's all part of the journey!